Asian fintech has grown exponentially in the past few years. In particular, Southeast Asia is standing out. As CB Insights revealed, in the third quarter of 2019, SEA set a new annual record with $701 million invested across 87 deals. The active inflow of investments made countries intensify their efforts in the development of fintech ecosystems and the regulatory environment. P2P lending has become one of the key directions in the light of the initiatives promoting financial inclusion. At the same time, governments have not only appreciated the advantages of alternative financing and its positive impact on economic growth, they have also considered possible threats. Several trends prove it.
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